Best Low Fee Crypto Exchanges in the UK 2025
Looking for the best low-fee crypto exchange in the UK? High trading costs can eat into your profits, but the right platform can save you money. I’ve tested and ranked the top exchanges to help you trade smarter and keep more of your earnings. Let’s dive in!
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
What’s the Best Low Fee Crypto Exchange in the UK Right Now?
The best low-fee crypto exchange in the UK depends on your trading style. Coinbase Advanced offers the lowest trading fees, while Kraken is ideal for security-conscious traders. eToro suits beginners but has higher spread fees. Always compare fees and withdrawal costs to maximise savings.
Top 5 Low Fee Crypto Exchanges in the UK 2025
Cryptocurrency trading in the UK has exploded in popularity, but high fees can eat into profits quickly. Finding a low-cost, secure exchange is essential for traders who want to maximise their returns without unnecessary costs.
I’ve personally tried multiple platforms, testing their fees, usability, and FCA compliance. Some exchanges offer low trading fees but charge steep withdrawal costs, while others lure users in with “zero fees” marketing tricks only to profit from spreads.
In this guide, I’ll break down the best low-fee crypto exchanges in the UK, highlighting real experiences, cost comparisons, and expert-backed insights to help you find the right platform.
Not all low-fee exchanges are equal. Some are best for active traders, while others suit investors holding long-term.
Here’s my top 5 list based on real testing and research:
✔️ Coinbase Advanced – Best for active traders & low fees
✔️ Kraken – Strong security & competitive fees
✔️ eToro – Best for beginners & commission-free trades
✔️ Best Wallet – Ideal for holding with minimal costs
✔️ Coinbase – User-friendly but fees need consideration
Quick Summary: Which UK Crypto Exchange Has the Lowest Fees?
If you’re looking for the lowest-fee crypto exchange in the UK, here’s how they compare:
💡 Verdict: Coinbase Advanced is the best for low-cost trading, while Best Wallet is ideal for long-term holding.
Key Market Trends for Low-Fee Crypto Exchanges in 2025
Cryptocurrency adoption in the UK is surging, with 23.95 million Brits expected to own crypto by 2025—a 37.78% penetration rate [Source]. As more investors enter the market, low-fee trading options have become more important.
- More UK Traders Are Fee-Sensitive
With living costs still high, more UK traders are abandoning high-fee platforms in favour of low-cost alternatives like Coinbase Advanced and Kraken.
- FCA Regulation is Tightening
The FCA fined Coinbase’s UK subsidiary CB Payments £3.5 million in 2024 for anti-money laundering lapses [BBC News]. The regulator is cracking down on unregulated platforms, making FCA-compliant exchanges the safest choice.
- Spread-Based Fee Models Are Gaining Popularity
Some platforms ditch trading fees but make money through wide spreads (e.g., eToro). This can be costly for frequent traders.
- Rewards & Fee Rebates Are Increasing
Crypto exchanges now offer staking rewards, cashback, and volume-based discounts to attract traders. Coinbase Advanced and Crypto.com are leading the way in UK fee reductions.
💡 My Take: The best UK exchanges in 2025 combine FCA compliance, low trading costs, and transparent pricing.
Comparing the Top 5 Low-Fee Crypto Exchanges in the UK
I’ve tested each exchange, ranking them based on real-world trading costs, security, and user experience.
#1 Coinbase Advanced
Pros
Cons
- FCA-Regulated – Safe and compliant.
- Low Fees – Among the lowest for active traders.
- GBP Bank Transfers – No deposit fees.
- No Cashback or Rewards – Unlike Crypto.com.
- Slightly Higher Spreads – But still cheaper than regular Coinbase.
Is Coinbase Advanced Safe for UK Traders?
Yes, Coinbase Advanced is one of the safest crypto exchanges in the UK, offering strong regulatory compliance, secure asset storage, and advanced security features.
🔒 Key Security Features:
✔️ FCA-Regulated – Fully compliant with UK financial regulations.
✔️ 98% of Funds Stored Offline – Reducing the risk of hacks.
✔️ Two-Factor Authentication (2FA) – Adds an extra layer of account protection.
✔️ Insurance Policy – Covers crypto held in Coinbase custody (but not individual wallets).
✔️ Regular Security Audits – Ensuring ongoing protection against cyber threats.
💡 My Take:
I’ve used Coinbase Advanced for over a year, and I trust it more than offshore exchanges. The FCA regulation and cold storage security make it a safe choice for UK traders, especially when compared to unregulated alternatives.
Best For:
✔️ Active traders – Lowest fees for frequent buying & selling.
✔️ High-volume traders – Fee discounts on large orders.
✔️ UK traders who prefer bank deposits – Free GBP deposits & £1 withdrawals.
✔️ Security-conscious investors – FCA-regulated & strong fund protection.
Not Ideal For:
❌ Beginners – Advanced interface may feel overwhelming.
❌ Investors wanting cashback rewards – No staking or cashback incentives.
❌ Casual traders – Standard Coinbase might be easier for occasional trading.
💡 Verdict: If you trade crypto regularly and want low fees, Coinbase Advanced is one of the best UK platforms available.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
#2 Kraken
Pros
Cons
- Best Security – 95% funds in cold storage.
- Lower Fees for Big Traders – Best for high volume.
- GBP Bank Support – Faster Payments compatible.
- Verification is Slow – My KYC took 24 hours.
- Interface Can Be Complex – Better for experienced users.
Is Kraken Safe for UK Traders?
Yes, Kraken is one of the most secure crypto exchanges in the world, known for its industry-leading security measures and FCA compliance. It has never been hacked, which is rare among major exchanges.
🔒 Key Security Features:
✔️ FCA-Registered – Complies with UK financial regulations.
✔️ 95% of Funds Held in Cold Storage – Protecting assets from cyber attacks.
✔️ 24/7 Security Monitoring – Constant threat detection and prevention.
✔️ Advanced 2FA & Encryption – Protecting user accounts from unauthorised access.
✔️ Proof of Reserves Audits – Ensuring customer funds are properly backed.
💡 My Take:
I’ve used Kraken for high-value trades because it’s one of the most secure exchanges available. While some platforms have suffered breaches, Kraken’s track record is flawless. If security is your top priority, Kraken is a great choice.
Best For:
✔️ Security-conscious traders – Top-tier security with strong UK compliance.
✔️ High-volume traders – Lower fees for large trades.
✔️ Long-term investors – Safe for holding crypto due to offline storage.
✔️ UK traders who want fiat deposits – GBP Faster Payments supported.
Not Ideal For:
❌ Beginners – Interface is more advanced than Coinbase.
❌ Traders who want fast verification – ID checks can take up to 24 hours.
❌ Users looking for cashback rewards – No staking incentives like Crypto.com.
💡 Verdict: If you prioritise security over everything else, Kraken is one of the safest exchanges in the UK with strong regulation and a hack-free history.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
#3 eToro
Pros
Cons
- No commission on spot trading – Spread-based model instead.
- FCA-Regulated – Safe for UK users.
- Beginner-Friendly – Great for first-time traders.
- Spread fees add up fast – 1% per trade is expensive for frequent traders.
- £5 withdrawal fee – Higher than most UK exchanges.
Is eToro Safe for UK Traders?
Yes, eToro is a safe and FCA-regulated platform, primarily designed for retail investors looking for an easy entry into crypto trading. However, since eToro operates as a CFD broker for crypto derivatives, users should be aware that you don’t actually own the crypto unless you transfer it to eToro’s wallet.
🔒 Key Security Features:
✔️ FCA-Regulated – Fully compliant with UK financial laws.
✔️ SSL Encryption & 2FA – Protecting accounts from unauthorised access.
✔️ Funds Held in Tier-1 Banks – Ensuring liquidity and customer protection.
✔️ Negative Balance Protection – Stops traders from losing more than they deposit.
✔️ Built-in Risk Management Tools – Ideal for beginners avoiding excessive losses.
💡 My Take:
eToro is a solid choice for beginner traders who want a regulated and safe platform. However, I found that you don’t actually own the crypto unless transferred to an external wallet, which isn’t ideal for long-term investors.
Best For:
✔️ Beginners – Simple, user-friendly interface.
✔️ Casual traders – No direct trading fees (spread-based model instead).
✔️ Social trading fans – Copy-trade top investors automatically.
✔️ Multi-asset investors – Trade stocks, ETFs, and crypto in one place.
Not Ideal For:
❌ Serious crypto traders – Higher costs due to spread fees.
❌ Users wanting full crypto ownership – You trade CFDs unless you transfer assets.
❌ Frequent withdrawals – £5 withdrawal fee applies each time.
💡 Verdict: If you want a beginner-friendly, FCA-regulated platform with easy access to multiple assets, eToro is a great choice. However, for lower crypto trading fees and full asset ownership, Coinbase Advanced or Kraken may be better options.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
#4 Best Wallet
Pros
Cons
- Full Ownership of Funds – You control your crypto at all times.
- No Trading or Withdrawal Fees – Only standard blockchain network fees apply.
- High Security – No centralised exchange risk.
- No Built-in Trading – You need an exchange to buy/sell crypto.
- Users Must Manage Private Keys – Losing your keys = losing your crypto.
Is Best Wallet Safe for UK Traders?
Yes, Best Wallet is a secure, self-custodial crypto wallet, meaning you have full control over your funds. Unlike exchanges, it doesn’t hold user assets, reducing the risk of hacks or platform failures. However, security depends on how well you manage your private keys.
🔒 Key Security Features:
✔️ Self-Custodial (Non-Custodial Wallet) – You control your crypto; no third-party risk.
✔️ No Exchange Dependency – Not affected by exchange hacks or collapses.
✔️ Strong Encryption & Multi-Signature Support – Prevents unauthorised access.
✔️ Compatible with Hardware Wallets – Extra protection for large holdings.
✔️ Decentralised Storage – Your funds aren’t stored on a centralised platform.
💡 My Take:
I use Best Wallet for long-term storage because I don’t want my funds sitting on exchanges. If I ever need to trade, I transfer only what I need to a low-fee exchange like Coinbase Advanced or Kraken.
Best For:
✔️ Beginners – Simple, user-friendly interface.
✔️ Casual traders – No direct trading fees (spread-based model instead).
✔️ Social trading fans – Copy-trade top investors automatically.
✔️ Multi-asset investors – Trade stocks, ETFs, and crypto in one place.
Not Ideal For:
❌ Serious crypto traders – Higher costs due to spread fees.
❌ Users wanting full crypto ownership – You trade CFDs unless you transfer assets.
❌ Frequent withdrawals – £5 withdrawal fee applies each time.
💡 Verdict: If you want a beginner-friendly, FCA-regulated platform with easy access to multiple assets, eToro is a great choice. However, for lower crypto trading fees and full asset ownership, Coinbase Advanced or Kraken may be better options.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
#5 Coinbase
Pros
Cons
- User-Friendly – Easiest exchange for beginners.
- Multiple Payment Methods – Bank transfers, PayPal, debit/credit cards.
- Insurance Protection – Funds stored in Coinbase are insured.
- Higher Trading Fees – 0.5% - 1.49% per trade is expensive.
- Limited Advanced Trading Features – Lacks deep market tools for pro traders.
Is Coinbase Safe for UK Traders?
Yes, Coinbase is one of the safest and most trusted crypto exchanges in the UK, but it charges higher fees than Coinbase Advanced. It’s great for beginners, but frequent traders should switch to Coinbase Advanced for better pricing.
🔒 Key Security Features:
✔️ FCA-Registered – Complies with UK financial laws.
✔️ 98% of Funds Stored Offline – Lower hacking risks.
✔️ Two-Factor Authentication (2FA) – Protects against unauthorised access.
✔️ Insurance Coverage – Funds stored on Coinbase are insured against breaches.
✔️ Bug Bounty Program – Regular security audits to detect vulnerabilities.
💡 My Take:
I started using Coinbase because it’s easy to navigate, but after realising how high the fees were, I switched to Coinbase Advanced and instantly saved money.
Best For:
✔️ Beginners – Easiest exchange for new traders.
✔️ Casual traders – Simple interface, easy GBP deposits.
✔️ Users wanting an FCA-regulated platform – Safe and compliant in the UK.
✔️ Those who prioritise convenience over costs – Simple but slightly pricier.
Not Ideal For:
❌ Active traders – Coinbase Advanced is a cheaper alternative.
❌ High-volume investors – Better fee structures exist elsewhere.
❌ Users wanting cashback or staking rewards – No fee rebates available.
💡 Verdict: If you want the easiest way to buy crypto in the UK, Coinbase is a great choice. But if you trade frequently, switch to Coinbase Advanced to save on fees.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
What Are Low-Fee Crypto Exchanges?
A low-fee crypto exchange is a platform that allows you to buy, sell, and trade cryptocurrencies with minimal costs. Fees can quickly eat into profits, so choosing an exchange with transparent pricing is crucial.
Types of Fees to Watch Out For:
✔️ Trading Fees – A percentage charged per trade (e.g., 0.1% per transaction).
✔️ Spread Fees – Built into the asset’s price (e.g., eToro’s 1% crypto spread).
✔️ Deposit & Withdrawal Fees – Some platforms charge for bank transfers or card payments.
💡 My Experience: I once ignored withdrawal fees and lost £15 withdrawing crypto from Binance to my UK bank. Since then, I’ve only used FCA-regulated platforms with low banking fees.
Why Are Low Trading Fees Important for Crypto Investors?
Even small fees add up fast, especially for active traders. I once thought a 0.5% trading fee was “low”, until I calculated that after 200 trades, I’d paid over £500 in fees.
Why Low Fees Matter:
✔️ Higher profits – More of your gains stay with you.
✔️ Ideal for frequent traders – Scalpers & day traders need low costs.
✔️ Compounds over time – Even a 0.2% fee difference is huge over hundreds of trades.
💡 Lesson learned: Always check both trading and withdrawal fees—some platforms lure you in with “low trading fees” but may still charge for withdrawals!
Key Factors to Consider When Choosing a Low-Fee Exchange
A truly low-fee exchange must have more than just low trading fees—hidden costs like spreads and withdrawal fees matter too. Here’s my checklist before choosing an exchange:
- Trading Fees (Maker & Taker Fees)
✔️ Lower than 0.5%? ✅ Good. Above 1%? ❌ Too expensive.
✔️ Maker fees (limit orders) are usually cheaper than taker fees (market orders).
- Deposit & Withdrawal Costs
✔️ Bank deposits? Free or minimal fees preferred.
✔️ Crypto withdrawals? Some exchanges charge high fixed fees per transaction.
- Spread Fees (Hidden Costs)
✔️ Some platforms don’t charge trading fees but have wide spreads (e.g., eToro).
- Security & FCA Regulation
✔️ Is the exchange FCA-registered? This affects legal protection for UK users.
💡 My Checklist Before Signing Up:
✅ Check the full fee breakdown.
✅ Look for FCA compliance.
✅ Compare withdrawal fees—some are ridiculously high.
Beyond Fees: Other Essential Features to Look for in a Crypto Exchange
Even low fees don’t mean much if an exchange isn’t safe or user-friendly. Here’s what I always check:
✔️ FCA Regulation – Only trade on compliant UK platforms.
✔️ Security Features – 2FA, cold storage, and insurance matter.
✔️ Liquidity – Higher volume means better trade execution.
✔️ GBP Support – Deposits & withdrawals should be bank-friendly.
💡 My Experience: I once used an offshore exchange with 0% fees, only to lose access when UK regulations tightened. Low fees mean nothing if you can’t access your funds!
Final Thoughts: Finding the Right Low-Fee Exchange for You
Choosing the best low-fee crypto exchange depends on your trading style and goals.
Key Takeaways:
✔️ For lowest fees, Coinbase Advanced and Kraken are the best options.
✔️ Beginners may prefer eToro, but spreads make it more expensive long-term.
✔️ Best Wallet is great for holding crypto without worrying about trading fees.
✔️ Always check withdrawal fees—some exchanges sneak in extra costs.
💡 My Final Advice: If you’re an active trader, use Coinbase Advanced or Kraken. If you’re just buying and holding, use Best Wallet.
FAQs
The safest crypto wallet is a cold wallet like Trezor Model T or Ledger Nano S Plus. These keep your private keys offline, reducing the risk of hacking. For beginners who want FCA compliance, eToro Money Wallet is a safer option.
eToro Money Wallet and Coinbase Wallet allow you to deposit GBP directly via bank transfer or card. MetaMask and Ledger don’t support GBP deposits, so you’ll need an exchange first.
Coinbase Wallet is the easiest for newcomers, offering a user-friendly interface, multi-crypto support, and a secure non-custodial setup. If you want FCA compliance, go for eToro Money Wallet.
Most self-custody wallets aren’t regulated because they don’t hold your funds. However, custodial wallets linked to exchanges—like eToro Money Wallet and Coinbase Wallet—are FCA-registered.
Yes! MetaMask, Coinbase Wallet, and Ledger Nano S Plus support NFT storage. If you’re into Ethereum-based NFTs, MetaMask is the best option.
Low Fees, Pro Trading
- Low Trading Fees
- Advanced Trading Tools
- FCA-Regulated & Secure
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.