Jones & Young
CIS and self-employed mortgage brokers in Petersfield, serving clients across the UK.
Commercial disclosure:Jones & Young is a commercial partner and has purchased a link. This is a commercial profile, not an independent B3I rating.
Jones & Young is a mortgage brokerage based in Petersfield, Hampshire, serving clients across the UK. Founded by Mark Jones and Richard Young in February 2021, it specialises in CIS, self-employed and company director mortgages. The firm states that it is directly authorised by the FCA.
| Business detail | Information |
|---|---|
| Trading name | Jones & Young |
| Legal entity | Jones & Young Limited |
| Company number | 13208127 |
| FCA reference | 950544 |
| Office | 16 College Street, Petersfield, Hampshire, GU31 4AD |
| Coverage | UK-wide |
| Main services | CIS, self-employed and company director mortgages |
| Telephone | 01730 776076 |
| enquiries@jonesandyoung.co.uk |
Business and service details were supplied in the firm’s September 2026 fact pack. The Companies House entry confirms the company number, incorporation date and registered office. Regulatory details can be checked using reference 950544 on the Financial Services Register.
For a CIS enquiry, call Jones & Young or visit its CIS mortgage advice service.
About Jones & Young
The founders brought together their individual practices to establish Jones & Young. The business works with borrowers whose income may need more explanation than a straightforward salary, including CIS subcontractors and limited company directors.
For a CIS subcontractor, that may involve gross pay on recent deduction statements. For a company director, the relevant assessment might involve salary and retained business profit. These are different routes, with eligibility determined by the lender and the applicant’s circumstances.
Jones & Young reports access to a panel of around 90 lenders and around 350 mortgage cases a year across its business. Those figures were supplied in September 2026 and are not specific to CIS applications.
Founders
Mark Jones
Mark Jones is a co-founder, director and CeMAP-qualified mortgage adviser. His focus is self-employed and CIS clients, including the use of CIS statements as income evidence. He fronts the firm’s video content and takes inbound enquiries personally, according to the supplied fact pack.
Richard Young
Richard Young is a co-founder, director and CeMAP-qualified mortgage adviser. His work includes portfolio landlords, unusual buy-to-let cases and later-life lending. Together, the founders have more than 30 years of combined experience. That figure refers to their experience, not the age of the company.
How can Jones & Young help CIS subcontractors?
The firm assesses whether lenders can consider gross CIS payments rather than relying solely on the profit shown after expenses on a tax return. Its supplied case evidence includes a first-time buyer with less than 12 months of self-employment who obtained a £294,500 Halifax mortgage on a £310,000 property using three months of income proof.
That was a completed 95% loan-to-value case. It does not establish the terms available to another borrower or confirm current lender criteria.
Read about the firm’s CIS mortgage advice or see its position in our best CIS mortgage brokers in the UK shortlist.
Does the firm help limited company directors?
Yes. A supplied completed case involved £415,000 at 82% LTV with Saffron Building Society, using salary plus retained net profit and the latest year’s figures. Another involved a £220,000 mortgage through The Mortgage Lender for a director with one year of trading. Each case depended on its own circumstances.
Customer reviews
The firm’s September 2026 fact pack records a 5.0 Google rating from 78 reviews collected between 2022 and 2026. This is the supplied Google review snapshot, not a B3I customer rating or an editorial score.
A CIS-related review from Natalia describes help obtaining a mortgage after difficulties finding an adviser. The firm displays a version of that review on its CIS mortgage page. Review totals can change.
Location and coverage
Jones & Young’s office is at 16 College Street, Petersfield, Hampshire, GU31 4AD. It serves clients across the UK. Contact the firm to arrange an appointment and confirm how it will handle your enquiry.
Featured on B3I
- Best CIS mortgage brokers in the UK — featured first in a commercially supported shortlist.
Service category: Mortgage Brokers.
Office location: Petersfield, Hampshire. Service coverage: United Kingdom.
This profile provides general information, not personal mortgage advice. Your home may be repossessed if you do not keep up repayments on your mortgage.