Which are the best mortgage advisers in Halifax?
1. Why is Woodhall Mortgages our first choice?
Woodhall Mortgages is a Halifax broker on West Parade, authorised by the Financial Conduct Authority in its own right (FCA number 762513). It searches the whole market, excluding deals only available by going direct to a lender, and one adviser handles your case from the first call to the mortgage offer.
It is unusually open about cost. The first conversation is free and its typical fee is £299, payable only when you receive a formal mortgage offer. First-time buyers are its main focus, and its site carries free guides on deposits, credit scores and what lenders check, plus a mortgage calculator. Woodhall Mortgages’ first-time buyer service.
Woodhall is part of a family-run Halifax group that also includes an estate agent, a conveyancer and a financial adviser, which helps if you want one local team for the whole purchase. About Woodhall Mortgages.
Google rating 5.0 from 145 reviews · FCA 762513 · Croft Myl, West Parade, Halifax HX1 2EQ · 01422 354011
2. Why consider DNA Financial Solutions for a more complex case?
DNA Financial Solutions works from Holroyds Mill in Halifax and is authorised by the FCA in its own right (FCA number 926435). With 511 Google reviews at 5.0, it has the largest review base of any Halifax broker we checked.
Each client gets an adviser and a case manager. Its site covers first-time buyers, home movers, remortgages, buy-to-let, self-employed income and shared ownership, so it suits cases that need more than one kind of expertise. Ask about its fee when you enquire. DNA Financial Solutions.
Google rating 5.0 from 511 reviews · FCA 926435 · Holroyds Mill, Old Lane, Halifax HX3 5WQ
3. Why consider Look 4 Mortgages for a local, independent feel?
Look 4 Mortgages was founded in 2018 by its principal broker, David Wilkinson, and is based in Shelf. It is an appointed representative of the PRIMIS Mortgage Network.
It advises first-time buyers, home movers, remortgages and buy-to-let, and arranges protection. It charges a fee for advice and says it will tell you the amount at the earliest opportunity. Look 4 Mortgages.
Google rating 5.0 from 41 reviews · Appointed representative of PRIMIS Mortgage Network · 1 Carr House Road, Shelf, Halifax HX3 7QY
4. Why consider AFP Yorkshire for mortgage and protection together?
AFP Yorkshire is an Ovenden broker that researches the mortgage market on the client’s behalf. It is an appointed representative of HL Partnership Limited.
It covers first-time buyers, remortgages and buy-to-let, and it advises on protection alongside the mortgage, which suits buyers who want both looked at by the same person. Its site notes there may be a fee for mortgage advice. AFP Yorkshire.
Google rating 5.0 from 39 reviews · Appointed representative of HL Partnership Limited · Ovenden Wood Road, Halifax HX2 0TQ
5. Why consider Sophella Mortgages near Hipperholme?
Sophella Mortgages is based in Hipperholme, between Halifax and Brighouse, and is an appointed representative of The Right Mortgage Ltd.
It advises first-time buyers, home movers, remortgages and buy-to-let landlords, and arranges protection. Its site says a fee may be charged for mortgage advice, so ask for the amount before you start. Sophella Mortgages.
Google rating 5.0 from 47 reviews · Appointed representative of The Right Mortgage Ltd · 6 Smithfield Avenue, Hipperholme, Halifax HX3 8HZ
Do you need a mortgage adviser in Halifax?
You can apply to a lender yourself, but an adviser compares lenders for you and knows which ones accept your deposit, income and credit history. That matters most for first-time buyers, the self-employed and anyone who has been declined before.
Advisers who search the whole market can also reach deals that are only available through brokers. Ask any firm on this list whether it searches the whole market or a panel of lenders.
How much does a mortgage adviser cost in Halifax?
Fees vary. Some advisers charge nothing and are paid only by the lender’s commission, while others charge a fee as well. Of the five here, Woodhall Mortgages publishes a typical fee of £299, payable when you receive a mortgage offer; the others say a fee may apply and confirm it when you enquire.
Every adviser must tell you how it charges before you commit. Ask when the fee is due and whether it is refundable if the purchase falls through.
Is “Halifax mortgage advice” the same as Halifax the bank?
No. Halifax is also the name of a high street bank, so searches for “mortgage advisor Halifax” often show the bank’s own mortgage pages first. A bank’s mortgage adviser can only offer that bank’s products. The five firms on this list are independent brokers based in Halifax who compare lenders on your behalf.
What should you ask before choosing a mortgage adviser?
- Is the firm authorised by the FCA, directly or through a network? You can check on the FCA register.
- Does it search the whole market, or a panel of lenders?
- What is the fee, when is it paid, and is it refundable?
- Will one adviser handle your case from start to finish?
- Has it helped buyers with a deposit, income or credit history like yours?
This guide is b3i’s editorial comparison against the criteria above. It is not financial advice and not a prediction of whether you will be approved. Ratings and review counts were checked on 11 November 2026 and change over time. Your home may be repossessed if you do not keep up repayments on your mortgage.
